WISH Grants First-Time Homebuyers | Greater Nevada Mortgage

Greater Nevada Mortgage is proud to offer qualified low- to moderate-income first-time homebuyers up to $32,099 in assistance towards down payment and closing costs through the Workforce Initiative Subsidy for Homeownership (WISH) grant program.

Funds from this program are in partnership with the Federal Home Loan Bank of San Francisco to help aspiring homeowners overcome one of the biggest barriers to achieving their dreams and building wealth. They are limited, so don’t delay!

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With more homes on the market, timing is everything. Our team averages 21.5 days from application completion to ready-to-close on purchase loans, giving you a clear edge with sellers.¹

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First-Time Homebuyer Assistance for Low- to Moderate-Income Clients

Your income shouldn’t stop you from exploring the road to homeownership. A grant may be available to help.

Partnering to Help More People Move to Greater

Provides 4-to-1 matching grants of up to $32,099 towards down payment and closing costs assistance in 2025.
Qualify for membership with Greater Nevada Credit Union (which is open to anyone living or working in Nevada’s 17 counties, and members of their immediate family).
Be a first-time homebuyer, as defined by the FHLBSF’s AHP Implementation Plan.
Meet income eligibility guidelines, as published by the Bank at the time of enrollment in the WISH Program and be at or below 80% of the HUD area median income.
Contribute to the home purchase through savings, gift funds, or sweat equity to obtain the matching grant; contribution may also include Individual Development Accounts (IDA) and Family Self Sufficiency (FSS) program savings.
Purchase a WISH eligible property, which may include (1) single-family homes, such as a condominium, cooperative housing, and manufactured homes, and (2) housing with two to four dwelling units with at least one owner-occupied unit.
Open escrow on a home purchase transaction within one year of enrollment in the WISH Program.
Successfully complete a homebuyer counseling program.

More information on this grant program can be found on the Federal Home Loan Bank of San Francisco’s website. If you’d like to learn more about WISH grants or other down payment assistance programs, you can contact us and our lending professionals will be happy to help.

With the three easy steps listed below, a Greater Nevada Mortgage consultant can walk you through the home loan process from start to finish.

Calculate What You Can Afford

See how much you can afford to borrow on your home purchase with our mortgage calculator.

Submit Your Application

It’s quick. It’s easy. It’s online. Plus, we have a mortgage documents checklist so you know what information to gather.

Let’s Chat

All your home loan questions are answered by your dedicated Mortgage Consultant and their team as you learn about what options work best for your goals.

WISH Grants are only available to qualified borrowers. Enrollment in the WISH program does not guarantee receipt of funds. Greater Nevada Mortgage is neither affiliated with nor endorsed by Federal Home Loan Bank of San Francisco.

¹ The average purchase loan turnaround time is based on application completion to final approval, with all required conditions and guidelines being met and awaiting the Close of Escrow date, for June 2025. This is not a guaranteed timeframe for all loan applications. Each loan transaction is different, and individual turnaround times will vary.

WISH Grants

First-Time Homebuyer Assistance for Low- to Moderate-Income Clients

Partnering to Help More People Move to Greater

How Do I Get Started on a Home Loan?

Calculate What You Can Afford

Submit Your Application

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