Unfortunately, fraud is everywhere. Protecting your home and personal/financial information is one of our top priorities. Mortgage-related scams are becoming more sophisticated, with fraudsters increasingly targeting current homeowners.
Protect Yourself from Fraud
Common Mortgage Scams
These details are meant to help you recognize common scams, avoid them, and know exactly what to do if something doesn’t seem right.
Mortgage Company Impersonation
Scammers may spoof Greater Nevada Mortgage’s phone number, email, or branding to appear legitimate.
They may:
- Claim to be from our Loan Servicing department (or other similar department name)
- Request payments, personal information, or GNM Online account information
- Threaten foreclosure or other penalties if you don’t act immediately
In some cases, scammers use:
- Fake email domains
- Real loan details
- Convincing scripts or even AI-generated voices
Payment Diversion Scams
Fraudsters may contact you pretending to be Greater Nevada Mortgage and tell you to send payments somewhere new.
They might claim:
- Your account is past due
- Your payment method needs to change
- There’s an issue with your escrow or account
They often request payment via:
- Wire transfers
- Gift cards or prepaid cards
- Third-party payment apps
- Cryptocurrency
Mortgage Relief or Loan Modification Scams
If you’re experiencing financial hardship, scammers may offer to “help” reduce your payment or prevent foreclosure for a fee.
Warning signs include:
- Requests for upfront payment (often illegal)
- Instructions to stop communicating with Greater Nevada Mortgage
- Guarantees that sound too good to be true
Foreclosure Rescue & Deed Transfer Scams
Some scammers target homeowners in distress and offer to “save” their home.
They may:
- Ask you to sign over your deed temporarily
- Promise you can buy your home back later
- Charge fees for services they never provide