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Special Offers
Introductory 5.99% APR1,2 for 6 Months on a New Home Equity Line of Credit (HELOC)
We understand how important it is to make the most of your money right now for home improvements, debt consolidation, and other opportunities. A HELOC from Greater Nevada not only unlocks your access to funds for your needs, but you can take advantage of a low introductory rate for the first 6 months to get started!
1 Annual Percentage Rate (APR) can vary and is based on the Prime Rate plus a margin of 2.00% – 2.50% based on the borrower’s credit rating and other qualifications. The APR is subject to change each month, based on changes to the highest Prime Rate published in the Wall Street Journal “Money Rates” table. The minimum base APR is 8.75%, and the maximum base APR is 17.75%. Up to 80% combined loan-to-value (CLTV) is available with credit lines from $25,000.00 – $450,000.00, subject to collateral type and borrower qualifications. Fees and closing costs to establish a HELOC generally total between $0.00 – $1,500.00 and are paid by the borrower. $75.00 annual fee beginning on the first anniversary date. $500.00 pre-payment penalty if the HELOC is closed within 36 months of origination. Loans are available for 1 – 2 unit, owner-occupied properties in the state of Nevada only. Greater Nevada Credit Union membership is required prior to loan funding, which is open to anyone living or working in any of Nevada’s 17 counties and members of their immediate family. Additional terms and conditions may apply. Rates, terms, and conditions are effective as of March 16, 2026, and are subject to change without notice. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax-deductible for Federal Income Tax purposes. Borrowers should consult a tax adviser for further information regarding the deductibility of interest and charges. This is not a credit decision or a commitment to lend. Contact a Mortgage Consultant to learn full loan details. You may contact one directly or call Greater Nevada Mortgage at 775-888-6999 or 800-526-6999. We do business in accordance with the Federal Fair Housing Law, the Equal Opportunity Act, and the California Fair Employment and Housing Act.
2 The Home Equity Line of Credit (HELOC) introductory Annual Percentage Rate (APR) of 5.99% is available for all new HELOCs for a 6-month period from the date of account opening. The introductory APR will automatically terminate at the end of the 6-month introductory period, and the borrower’s approved APR will apply thereafter. No notice to borrower required. Offer is subject to change or cancellation without notice except as required by law.