Have you found the perfect piece of land in Nevada to build your dream home on? Greater Nevada Mortgage offers land loans for lot sizes up to 10 acres. You can apply online or get in touch with a lending professional to begin the process!
Land Loans
Vacant Land & Lot Loans
If you’re interested in investing in land in Nevada to build a home, GNM can assist you in getting started. We offer land loans at competitive rates and terms to help you realize your vision. How does a land loan differ from a home loan?
- Land Loans: For clients who want to purchase a parcel of land without a home or other structures yet but plan to add one in the future.
- Mortgage Loans: For clients who want to purchase the land and existing home and other structures.
Here’s what else you need to know about land loan requirements through us, and if you have any further questions, please don’t hesitate to contact us to have them answered!
Repayment
Take advantage of competitive rates as low as 7.50% APR1 with repayment terms up to 180 months.
Qualification
You must qualify for membership with Greater Nevada Credit Union (which is open to anyone living or working in Nevada’s 17 counties, and members of their immediate family).
Amounts
First liens only with a loan amount minimum of $10,000 and a maximum of up to 75% of the appraised value of the land.
Location & Lot Size
The real estate you want to purchase must be located in Nevada. There is no minimum lot size, but the maximum is up to 10 acres large.
Zoning
The land must be zoned as residential property, plus the intended use of the land must be to build a home in the future.
Utilities
All the utilities must be on-site with access to a publicly maintained road.
1 Annual Percentage Rate (APR) effective March 16, 2026. Rates and conditions are subject to change without notice and vary based on creditworthiness and other factors. Rates shown assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. First liens only, and the property must be located in the state of Nevada. Greater Nevada Credit Union membership is required prior to loan funding, which is open to anyone living or working in any of Nevada’s 17 counties and members of their immediate family. Third-party fees and closing costs are paid by the borrower. Additional terms and conditions may apply. Contact a Mortgage Consultant to learn full loan details. You may contact one directly or call Greater Nevada Mortgage at 775-888-6999 or 800-526-6999. Payment example: A land loan of $50,000.00 financed at 7.50% APR for 180 months equals a payment of $463.97 per month.