Home At Last Down Payment Assistance Program

In partnership with Nevada Rural Housing, Greater Nevada Mortgage is proud to offer qualified first-time and experienced homebuyers access to up to 3% in assistance toward the down payment and closing costs, paired with an affordable mortgage, through the Home At Last down payment assistance program.

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New homeowner with help from Nevada Rural Housing's Home At Last™ down payment assistance program

Home At Last Has Been Helping Homeowners Since 2006

This flagship program by Nevada Rural Housing has helped thousands of families make homeownership a reality in communities across Nevada.

Partnering to Help More People Move to Greater

Provides up to 3% in assistance towards the down payment and closing costs paired with an affordable conventional or government-backed loan (FHA, VA, or USDA). For example, on a $450,000 home loan with 3% assistance, the borrower would receive $13,500 in funds.
Home At Last is available in every Nevada county, and new and existing properties are eligible. You can use the interactive map to verify property eligibility on Nevada Rural Housing’s website. The program is also available to qualified homeowners looking to refinance their existing mortgage.
Income requirements apply and will depend on the loan type and county where the home is being purchased. The maximum income allowed is $165,000.
A minimum credit score of 640 (or 680 for manufactured homes) is required.
Debt-to-income ratio limits do apply and depend on the loan type, assistance amount, and credit score.
The property must be your primary residence, and you must occupy the property within 60 days after closing.
Must successfully complete homebuyer education.

More information on this program can be found on Nevada Rural Housing’s website. If you’d like to learn more about Home At Last or other down payment assistance programs, contact us and our lending professionals will be happy to discuss your options!

With the three easy steps listed below, a Greater Nevada Mortgage consultant can walk you through the home loan process from start to finish.

Calculate What You Can Afford

See how much you can afford to borrow on your home purchase with our mortgage calculator.

Submit Your Application

It’s quick. It’s easy. It’s online. Plus, we have a mortgage documents checklist so you know what information to gather.

Let’s Chat

All your home loan questions are answered by your dedicated Mortgage Consultant and their team as you learn about what options work best for your goals.

The Home At Last™ down payment assistance program is only available to qualified borrowers. Enrollment in the program does not guarantee receipt of funds. Greater Nevada Mortgage is neither affiliated with nor endorsed by Nevada Rural Housing.