Rural Rocks $20K Down Payment Assistance Program

In partnership with Nevada Rural Housing, Greater Nevada Mortgage is proud to offer qualified first-time and experienced homebuyers employed in an essential worker category with access to up to $20,000 in assistance, paired with an affordable conventional or government-backed mortgage, through the Rural Rocks $20K down payment assistance program.

You may be surprised by the properties that qualify! Use this interactive map to see.

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New homeowner with help from Nevada Rural Housing's Home At Last™ down payment assistance program

Available to Qualified First-Time and Experienced Homebuyers Across Nevada

Funds are limited for this assistance program, so don’t delay!

Partnering to Help More People Move to Greater

The Rural Rocks $20K program provides up to $20,000 in assistance toward the down payment, closing costs, or combined with a permanent interest rate reduction, paired with an affordable conventional or government-backed loan (FHA, VA, or USDA).
Available for a new or existing single-family home, condominium unit, townhome, or manufactured home in Nevada with a maximum purchase price of $806,500 that will be your primary residence. You can use the interactive map to verify property eligibility on Nevada Rural Housing’s website.
At least one of the borrowers must be employed in one of the listed “essential worker” categories and have been a Nevada resident for at least 6 months before approval.
Maximum income limits apply and vary by loan type and county where the home is being purchased.
A minimum credit score of 640 (or 680 for manufactured homes) is required.
Debt-to-income ratio limits do apply and depend on the loan type, assistance amount, and credit score.
Must successfully complete homebuyer education.
Borrowers who have previously used a Nevada Rural Housing homeownership program are not eligible.

More information about the Rural Rocks $20K program can be found on Nevada Rural Housing’s website. Our local lending professionals are ready to help you explore this and other down payment assistance program options!

With the three easy steps listed below, a Greater Nevada Mortgage consultant can walk you through the home loan process from start to finish.

Calculate What You Can Afford

See how much you can afford to borrow on your home purchase with our mortgage calculator.

Submit Your Application

It’s quick. It’s easy. It’s online. Plus, we have a mortgage documents checklist so you know what information to gather.

Let’s Chat

All your home loan questions are answered by your dedicated Mortgage Consultant and their team as you learn about what options work best for your goals.

Rural Rocks $20k program is only available to qualified borrowers. Enrollment in the program does not guarantee receipt of funds. Greater Nevada Mortgage is neither affiliated with nor endorsed by Nevada Rural Housing.