WISH Grants

• Provides 4-to-1 matching grants of up to $32,099 towards down payment and closing costs assistance in 2025. 
• Qualify for membership with Greater Nevada Credit Union (which is open to anyone living or working in Nevada’s 17 counties, and members of their immediate family).
• Be a first-time homebuyer, as defined by the FHLBSF’s AHP Implementation Plan.
• Meet income eligibility guidelines, as published by the Bank at the time of enrollment in the WISH Program and be at or below 80% of the HUD area median income.
• Contribute to the home purchase through savings, gift funds, or sweat equity to obtain the matching grant; contribution may also include Individual Development Accounts (IDA) and Family Self Sufficiency (FSS) program savings.
• Purchase a WISH eligible property, which may include (1) single-family homes, such as a condominium, cooperative housing, and manufactured homes, and (2) housing with two to four dwelling units with at least one owner-occupied unit.
• Open escrow on a home purchase transaction within one year of enrollment in the WISH Program.
• Successfully complete a homebuyer counseling program.

More information on this grant program can be found on the Federal Home Loan Bank of San Francisco’s website. If you’d like to learn more about WISH grants or other down payment assistance programs, you can contact us and our lending professionals will be happy to help.