Doctor/Physician Home Loan | Greater Nevada Mortgage

You’ve worked hard toward your career as a physician, and now you’re ready to purchase a home. Is a Doctor Loan right for you?

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With more homes on the market, timing is everything. Our team averages 20 days from application completion to ready-to-close on purchase loans, giving you a clear edge with sellers.¹

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A Mortgage Option for Physicians and Other Medical Professionals

Greater Nevada Mortgage’s Doctor Loan helps physicians and other qualified medical professionals who are beginning their careers obtain a home loan with criteria that considers your financial position today—as well as your future earnings.

Eligibility for a Doctor Loan

Medical Resident / Medical Doctor (MD)
Doctor of Dental Science (DDS)
Doctor of Dental Medicine (DMD) and dental surgeons specializing in oral and maxillofacial surgery
Doctor of Optometry (OD) / Doctor of Ophthalmology (MD)
Doctor of Podiatric Medicine (DPM)
Doctor of Osteopathy (DO)

Borrowers must also qualify for membership with Greater Nevada Credit Union (which is open to anyone living or working in Nevada’s 17 counties, and members of their immediate family).

Advantages of a Doctor Loan

A Doctor Loan from Greater Nevada Mortgage requires a lower down payment, which can make a huge difference in how quickly you can get into your own home. As you know, it can take years to save for a down payment.

This loan option also offers attractive rates, and both single family residences and warrantable condominiums are eligible. The goal is to help you take advantage of and enjoy homeownership, while ensuring you can focus on building your career or practice.

We’re Here to Help You

Our local, knowledgeable lending professionals are here to help you understand your home loan options and determine the best options to meet your needs. They’ll explain other factors to consider, such as student loan debt, credit scores, down payments and more.

Over $212,000 Donated to End Homelessness

According to the National Alliance to End Homelessness, 10,106 people in Nevada did not have a permanent place to live in 2024, which is a 17% increase from 2023. Supporting our communities to help those in need move toward long-term stability continues to grow. GNM has been proud to support local nonprofits working to reduce homelessness in Nevada through the Keys to Greater program since 2021.

Keys to Greater

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Follow these three easy steps listed below to turn your homeownership dreams into reality.

Calculate What You Can Afford

See how much you can afford to borrow on your home purchase with our mortgage calculator.

Submit Your Application

It’s quick. It’s easy. It’s online. Plus, we have a mortgage documents checklist so you know what information to gather.

Let’s Chat

All your home loan questions are answered by your dedicated Mortgage Consultant and their team as you learn about what options work best for your goals.