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NMLS ID: 279738 | CA ID: 41DBO-61467 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

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Greater Nevada Mortgage is a subsidiary of Greater Nevada Credit Union (GNCU). APR = Annual Percentage Rate. APR is the cost of borrowing money, expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. Rates and terms are subject to change without notice. Rates are for illustrative purposes only and assume a borrower with a credit score of 700 or higher, which may be higher or lower than your credit score. Adjustable Rate Mortgage (ARM) loans are subject to interest rate, APR, and payment increase after each change period. For instance, a 5/5 ARM means that you will pay a fixed rate for the first five years of the loan, and then your rate is subject to change once every five years after that through the remainder of the loan. Interest rates and APRs are based on current market rates and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score, and other variables. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. The estimated total closing costs in these rate scenarios are not a substitute for a Loan Estimate, which includes an estimate of closing costs, which you will receive once you apply for a loan. Actual fees, costs, and monthly payments on your specific loan transaction may vary and may include city, county, or other additional fees and costs. Not all loan options are available in every state. The borrower is responsible for any property taxes as a condition of the loan. Membership with GNCU is required for select loan options. This is not a credit decision or a commitment to lend. Contact a Mortgage Consultant to learn the details of loan options and programs available. You may contact one directly or call Greater Nevada Mortgage at 775-888-6999 or 800-526-6999. Greater Nevada Mortgage does not offer reverse mortgages. We do business in accordance with the Federal Fair Housing Act, Federal Equal Credit Opportunity Act, and California Fair Employment and Housing Act.

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