nevada mortgage lenders

Nevada Home Loans

Finding a home loan in Nevada has never been easier, thanks to the decades of experience the Greater Nevada Mortgage lending team brings to every home purchase or loan refinance. You also benefit from access to an array of loan products whether you’re a first-time homebuyer, real-estate investor, or current homeowner.

Types of Mortgages Available in Nevada

From VA loans to FHA loans and home loans for buyers with lower credit scores, there is an option out there for almost everyone. The Greater Nevada Mortgage team will help you understand each of the financial products and services available to fit your needs. 

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Fixed Rate Mortgages

With a fixed rate mortgage, you lock in today’s rates for the length of your loan. This popular option means no surprises in your monthly payments down the road.

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Adjustable Rate Mortgages (ARM)

Add flexibility into your home loan with an adjustable rate mortgage. With payments that adjust on a set schedule with interest rate changes, you can take advantage of lower rates when they drop.

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Jumbo Loans

For those looking to purchase properties that exceed the current Federal Housing Finance Agency (FHFA) conforming limits, think of jumbo loans as a supersized option to fill unconventional needs.

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FHA Loans

For many, FHA loans are a perfect fit. These government-backed mortgages often require lower credit scores and smaller down payments.

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USDA Loans

Benefit from lower than market interest rates and no down payments with USDA loans from the United States Department of Agriculture.

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VA Loans

For those who serve — or have served — in the U.S. armed forces, VA loans are an excellent option. With relaxed credit requirements and no down payments, veterans can get ahead of the game with these specialized loans.

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Doctor/Physician Loans

If you’re in medical school or close to graduating, reduce your debt load by qualifying for a lower down payment loan.

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Home Equity Line of Credit (HELOC)

If you have equity in your home, a line of credit can let you easily tap into your property’s value.

Let’s Explore What You Have in Mind

Follow these three easy steps listed below and be that much closer to possibly turning dreams into reality.

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Calculate What You Can Afford

See how much you can afford to borrow on your home purchase with our mortgage calculator.

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Submit Your Application

It’s quick. It’s easy. It’s online. Plus, we have a mortgage documents checklist so you know what information to gather.

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Let’s Chat

All your home loan questions are answered by your dedicated Mortgage Consultant and their team as you learn about what options work best for your goals.

APR = Annual Percentage Rate. APR is the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees.

Rates and terms are subject to change without notice. Rates are for illustrative purposes only, and assumes a borrower with a credit score of 700 or higher which may be higher or lower than your individual credit score. Adjustable Rate Mortgage (ARM) loans are subject to interest rate, APR, and payment increase after each change period. For instance, a 5/5 ARM means that you will pay a fixed rate for the first five years of the loan, and then your rate is subject to change once every five years thereafter through the remainder of the loan. Interest rates and APRs are based on current market rates, and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. The estimated total closing costs in these rate scenarios are not a substitute for a Loan Estimate, which includes an estimate of closing costs, which you will receive once you apply for a loan. Actual fees, costs and monthly payment on your specific loan transaction may vary, and may include city, county or other additional fees and costs. Not all loan options are available in every state. Borrower is responsible for any property taxes as a condition of the loan. Membership with Greater Nevada Credit Union is required for select loan options. This is not a credit decision or a commitment to lend.

Please contact a Mortgage Consultant to learn about all details on loan options and programs available. You may contact one directly, or call Greater Nevada Mortgage at 775-888-6999 or 800-526-6999. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act, and the California Fair Employment and Housing Act.