Forget about call centers thousands of miles away. Your home lending expert is right here and ready to help you find your best mortgage option.
Your Fernley, Nevada Mortgage Lender
Fernley, Nevada Sales Office
Our dedicated team is ready to assist you. Stop by or call us today.
1510 E Newlands Dr
Fernley, NV 89408
(Located conveniently inside the Greater Nevada Credit Union branch)
Mon. – Fri.: 10:00 AM – 5:30 PM
Mortgage Consultants for Fernley
Our lending experts know mortgages, the market and local trends. Now they just need to know you. From finding the right loan to helping you understand the home-buying process, our mortgage consultants bring years of experience to your next transaction. Get in touch to learn more about Greater Nevada Mortgage’s loan options, down payment assistance programs and more.
Current Mortgage Rates
Conforming 30 Year Fixed
- Rate 7.125%
- APR 7.160%
Conforming 15 Year Loan
- Rate 6.625%
- APR 6.681%
Conforming 5/5 ARM
- Rate 5.625%
- APR 5.820%
Jumbo 5/5 ARM
- Rate 5.875%
- APR 6.048%
Jumbo 30 Year Fixed
- Rate 7.375%
- APR 7.392%
FHA 30 Year Fixed
- Rate 6.750%
- APR 7.433%
VA 30 Year Fixed
- Rate 7.125%
- APR 7.386%
USDA 30 Year Fixed
- Rate 6.625%
- APR 7.121%
Conforming 5/5 ARM Doctor Loan
- Rate 6.125%
- APR 6.320%
Conforming 30 Year Fixed Purchase Doctor Loan
- Rate 7.625%
- APR 7.672%
Loan Programs for Fernley Homebuyers and Homeowners
Looking to buy or refinance a home in Fernley? Or maybe you’re interested in the best way to leverage your home equity? Either way, Greater Nevada Mortgage has got you covered.
Let’s Explore What You Have in Mind
Follow these three easy steps listed below and be that much closer to possibly turning dreams into reality.
Calculate What You Can Afford
See how much you can afford to borrow on your home purchase with our mortgage calculator.
Submit Your Application
It’s quick. It’s easy. It’s online. Plus, we have a mortgage documents checklist so you know what information to gather.
All your home loan questions are answered by your dedicated Mortgage Consultant and their team as you learn about what options work best for your goals.
APR = Annual Percentage Rate. APR is the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees.
Rates and terms are subject to change without notice. Rates are for illustrative purposes only, and assumes a borrower with a credit score of 700 or higher which may be higher or lower than your individual credit score. Adjustable Rate Mortgage (ARM) loans are subject to interest rate, APR, and payment increase after each change period. For instance, a 5/5 ARM means that you will pay a fixed rate for the first five years of the loan, and then your rate is subject to change once every five years thereafter through the remainder of the loan. Interest rates and APRs are based on current market rates, and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. The estimated total closing costs in these rate scenarios are not a substitute for a Loan Estimate, which includes an estimate of closing costs, which you will receive once you apply for a loan. Actual fees, costs and monthly payment on your specific loan transaction may vary, and may include city, county or other additional fees and costs. Not all loan options are available in every state. Borrower is responsible for any property taxes as a condition of the loan. Membership with Greater Nevada Credit Union is required for select loan options. This is not a credit decision or a commitment to lend.
Please contact a Mortgage Consultant to learn about all details on loan options and programs available. You may contact one directly, or call Greater Nevada Mortgage at 775-888-6999 or 800-526-6999. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act, and the California Fair Employment and Housing Act.