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Homebuyers
Mortgage Pre-Approval
Often requested by realtors, getting preapproved for a home loan is a best practice to help you determine how much you can borrow before placing an offer on a new place to call home. You’ll learn more about how preapproval works with GNM, and other important info to guide you on your homebuying journey.
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Homebuyers
Mortgage Documents Checklist
With home prices increasing and inventory shrinking, homebuyers in Nevada and California need every advantage available. Here are 13 documents you need to gather before you meet with a lender to start the process of securing your new mortgage.
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Homeowners
Pros & Cons Refinancing Home Loan
What is Refinancing? Refinancing your mortgage is the process of replacing your current home loan for a new one. Your new loan will pay off your current loan and you will start paying the new loan. When refinancing, you can change lenders or stay with your current lender. There can be several reasons to refinance […]
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Homeowners
Save on Your Mortgage Without Refinancing
#1 Remove Private Mortgage Insurance (PMI) If you put less than 20% down on your current mortgage, you are likely paying private mortgage insurance (PMI) as part of your monthly bill and it can cost you a few hundred dollars each month. Once you have 20% of your home’s original appraisal paid or you gain […]
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